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Areola Tattoo Insurance Reimbursement for Breast Cancer Survivors

  • Writer: Heather Jacques
    Heather Jacques
  • Oct 13
  • 2 min read

Insurance Reimbursement for areola nipple mastectomy tattoos in Charlotte, NC
An Important Step In Filing with Your Insurance Company

At Unveiled Ink Artistry, I specialize in restorative areola and 3D nipple tattoos for breast cancer survivors who have completed reconstruction.

If you’ve paid out of pocket for your tattoo, you may still qualify for retroactive insurance reimbursement — even if your tattoo artist is an out-of-network provider.


Understanding Your Right to Coverage

Under the Women’s Health and Cancer Rights Act (WHCRA), insurance companies are required by federal law to cover all stages of breast reconstruction after mastectomy — including nipple and areola tattooing.

This applies whether your reconstruction involved implants, flap surgery, or a flat closure.

Unfortunately, many patients are not informed that this final step is reimbursable.

That’s where I can help.



How I Help You Submit for Reimbursement

I provide every client with a custom superbill and supporting documentation that includes:

  • Correct CPT and ICD-10 medical codes (11920-11922, Z90.11-Z90.13)

  • Legal reference to the WHCRA (1998)

  • Procedure details, dates, and provider information

  • Step-by-step instructions for submitting your claim to your insurance company

With these documents and the documents that I provide, you can request retroactive reimbursement directly from your insurer for services already completed.



Why It Matters

Nipple and areola tattooing isn’t cosmetic — it’s the final, restorative step of breast reconstruction.

Reclaiming this coverage not only helps offset costs, but also affirms your right to complete healing and body restoration after breast cancer.



Take the Next Step

If you’ve undergone a mastectomy and reconstruction, you are entitled to this stage of care.

Let me guide you through the process so you can focus on healing, not paperwork.

Book Your Consultation or contact me to learn how to request insurance reimbursement for your 3D areola tattoo.






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